Gurgaon man falls victim to credit card fraud and lost more than Rs 3 lakh in a shocking online scam. The 42-year-old resident of Sector 60 became a target after he responded to a fake advertisement on Facebook that offered a free American Express card.
The trouble began when he noticed unauthorized transactions on his Kotak and ICICI credit cards. Fraudsters withdrew Rs 1.95 lakh from the Kotak card and Rs 1.49 lakh from the ICICI card, bringing his total loss to Rs 3,45,092.
The victim said that after filling out an online form, he received a call from someone posing as a card company representative. The caller convinced him to share verification details and later persuaded him to download a malicious app. Once installed, the app gave the scammer access to his phone.
The fraudster found pictures of his credit cards stored in the gallery and used them to make large transactions. Shocked by the theft, the man quickly called the cybercrime helpline at 1930 and then filed an FIR at the Cyber Crime Police Station in South Gurgaon. Police have started their investigation and are working on identifying the accused.
This case highlights the rapid rise of cybercrime in India. Punjab alone reported more than 15,000 cybercrime cases in 2022. Chandigarh Police have also intensified awareness campaigns, warning citizens about scams related to credit card fraud.
Recent figures from Mohali show a 30% rise in online fraud since the start of 2023. Experts say the increasing number of digital users has given criminals more opportunities. They warn that people must remain cautious with advertisements and avoid sharing personal details over calls.
Cyber experts suggest key safety measures: check all online offers carefully, never share sensitive details without verification, download apps only from trusted sources, keep software updated, and monitor accounts regularly. These steps can reduce the risk of financial loss.
The incident serves as a serious reminder. A Gurgaon man falls victim to credit card fraud shows how scams can trap even careful individuals. With rising cybercrime, awareness and vigilance remain the strongest defenses against fraud.
